Mary Otunba, Adedoyin Adeola Adenuga, Ayoola Olamilekan Sikiru, Olatunde Gaffar. A Financial Integration Framework for Cross-Border M and A in Banking and Financial Services: A Multi-Continent Approach. Int J Sci Res Humanities and Social Sciences. 2024;1(2):275-296. Accessed February 6, 2026. https://mail.ijsrhss.com/index.php/home/article/view/IJSRSSH241246