Chizoba Michael Okafor, Vivian Chilee Osuji, Omoize Fatimetu Dako. Harmonizing Risk Governance, Technology Infrastructure, and Compliance Frameworks for Future-Ready Banking Systems. Int J Sci Res Humanities and Social Sciences. 2024;1(1):316-337. Accessed February 6, 2026. https://mail.ijsrhss.com/index.php/home/article/view/IJSRSSH243567